About This Security and Privacy Statement
This Security and Privacy Statement applies to this Web Site which is operated by Sakkho (A.B.N. 53 054 110 293) under the domain name "www.sakkho.com", ("Sakkho Web Site"). The Sakkho Web Site is operated on behalf of Sakkho and its related partners, known as the "Group". The information described in this Security and Privacy Statement may be shared between members of the Group.
This Security and Privacy Statement may also apply to services offered by Sakkho on Web Sites hosted by third parties. If so, express reference to this Security and Privacy Statement will be made on those Web Sites.
Sakkho understands and appreciates that you, as a Sakkho Web Site visitor, are concerned about your privacy and about the confidentiality and security of information we may gain about you online. Sakkho is committed to protecting your privacy. This Sakkho Security and Privacy Statement explain how your personal information will be treated as you access and interact with the Sakkho Web Site.
As the Sakkho Web Site develops and as technology evolves, Sakkho will continue to strive to provide you with better and more customised services and with a more effective Web Site. Sakkho encourages you to review the Security and Privacy Statement periodically because the Security and Privacy Statement may change from time to time without prior notice.
In addition to the provisions of this Security and Privacy Statement, there may also be specific and additional privacy provisions which apply to certain sections of the Sakkho Web Site. Because those specific and additional provisions also relate to your privacy protection, you should review them wherever they are accessible by you on the Sakkho Web Site. In the event of any inconsistency between the provisions of this Security and Privacy Statement and those other specific and additional provisions, the specific and additional provisions will prevail.
Sakkho regularly reviews developments in security and encryption technologies. Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Accordingly, although Sakkho strives to protect such information, Sakkho cannot ensure or warrant the security of any information you transmit to us or from our on-line products or services and you do so at your own risk. Once we receive your transmission, we take reasonable steps to preserve the security of the information in our own systems.
The information that we will collect about you will depend on how you use the facilities offered by the Sakkho Web Site.
If you visit an unsecured area of the Sakkho Web Site (that is, an area where you are not required to log on) to read, browse or download information, our system will record the date and time of your visit to our site, the pages viewed and any information downloaded. However, our systems will not record any personally identifiable information.
Sakkho Web Site may offer a number of interactive facilities such as on-line application forms and shopping facilities.
If you decide to complete an on-line application form, the information that you enter into the on-line form will only be collected by us if you submit your on-line application. If at any stage you cancel your application or log out prior to submitting your application, the information you have entered up to that point will be automatically deleted. If you suspend or save your application, for example because you wish to complete it at another time, the information that you have entered will be retained in our systems so that you may recover the information when you resume your application. You may only recover this information within 30 days. After this time, the information is deleted. On-line applications that have been suspended or saved will not be viewed by us and are not processed by us.
Sakkho Web Site may also contains links to the Web Sites of third party providers of goods and services ("Third Party Web Sites"). If you have accessed Third Party Web Sites through the Sakkho Web Site and if those third parties collect information about you, Sakkho may also collect or have access to that information as part of our arrangements with those third parties.
Where you access a Third Party Web Site from the Sakkho Web Site, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party. You cannot usually be identified from the information that is shared; if you can be identified from this information, we will seek your consent before sharing such information.
Third Party Web Sites should contain their own privacy statements and those third parties are responsible for their own privacy practices.
By using the www.sakkho.com website, you agree that we may disclose the Information we collect in the paragraphs titled, "INFORMATION WE COLLECT" and "INTERNET TECHNOLOGY" to our affiliates and to unaffiliated third parties as described below.
We may disclose Information about current and former consumers and customers to the following types of third parties:
1. Financial service providers such as the bank Sakkho uses, credit card companies
2. Government agencies; and
3. As permitted or required by law.
We may also disclose Information to companies that perform marketing services for us or other financial institutions with whom we have joint marketing arrangements.
We endeavor to maintain physical, electronic and procedural safeguards to guard your Information. We also endeavor to restrict Information access to our employees, agents and representatives that need to know it. Despite our efforts, and as you probably know, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose Information to them while posing as Sakkho.
We use "cookies" as a fundamental part of our interaction with your Internet browser. The purpose is to provide you with better and more customised service and with a more effective Web Site. A "cookie" is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on Web Sites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser.
Most of the Sakkho Web Site operates by using this type of cookie.
Accordingly, if you wish to make full use of the Sakkho Web Site, it is required that you accept cookies.
You may still be able to use some information-only pages even if you do not accept cookies.
We will preserve the content of any e-mail that you send us, if we believe that we have a legal requirement to do so. Your e-mail message content may be monitored by our Sakkho employees for security issues including where e-mail abuse is suspected; our response to you may be monitored for quality assurance issues. All abusive emails, cyber bullying, threats will be reported to appropriate governmental agencies.
This is the current Security and Privacy Statement. It replaces any other Security and Privacy Statement for the Sakkho Web Site published on the Sakkho Web Site to date.
Sakkho may at any time vary the Security and Privacy Statement by publishing the varied Security and Privacy Statement on the Sakkho Web Site. You accept that by doing this, Sakkho has provided you with sufficient notice of the variation.
Please review our Privacy Notice, which also governs your visit to sakkho.com to understand our practices.
When you visit sakkho.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Sakkho and sakkho.com or its content suppliers and protected by Australian and international copyright laws. The compilation of all content on this site is the exclusive property of Sakkho and sakkho.com and protected by Australian and international copyright laws. All software used on this site is the property of sakkho.com or its software suppliers and protected by Australian and international copyright laws.
SAKKHO and other marks or names indicated on our site are registered trademarks or names of SAKKHO or its subsidiaries or partners, in Australia and other countries and other Sakkho graphics, logos, page headers, button icons, scripts, and service names are trademarks, registered names or trade dress of Sakkho or its subsidiaries. Sakkho trademarks, registered names and trade dress may not be used in connection with any product or service that is not Sakkho's, in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits Sakkho. All other trademarks not owned by Sakkho or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Sakkho or its subsidiaries.
Sakkho grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Sakkho. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Sakkho. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Sakkho and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilising Sakkho's name or trademarks without the express written consent of Sakkho. Any unauthorised use terminates the permission or license granted by Sakkho. You are granted a limited, revocable, and non-exclusive right to create a hyperlink to the home page of sakkho.com so long as the link does not portray Sakkho, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Sakkho logo or other proprietary graphic or trademark as part of the link without express written permission.
All items purchased from Sakkho are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon our delivery to the carrier.
Sakkho and its affiliates attempt to be as accurate as possible. However, Sakkho does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered by Sakkho itself is not as described, your sole remedy is to return it in unused condition and Sakkho will deal with the issue according to the Sections of the relevant Acts of Legislation governing over the transaction.
This site is provided by SAKKHO "AS IS" and "AS AVAILABLE" basis. Sakkho makes no representation or warranties of any kind, express or implied as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.
To the full extent permissible by applicable Laws, Sakkho disclaims all warranties, expressed or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Sakkho does not warrant that this site, its servers, or e-mails sent from Sakkho.com are free of viruses or other harmful components. Sakkho will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.
By visiting sakkho.com, you agree that the laws of Australia, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Sakkho or its affiliates.
Any dispute relating in any way to your visit to sakkho.com or to products you purchase through sakkho.com shall be submitted to confidential arbitration in Melbourne, Australia, except that, to the extent you have in any manner violated or threatened to violate Sakkho intellectual property rights, Sakkho may seek injunctive or other appropriate relief in any state or federal court of Australia or on the territory, country the violation or threat to violate arose according to the country's applicable Laws, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the Australian Law. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
Please review our other policies, such as our Pricing Policy, Term & Conditions of Sale posted on this site. These policies also govern your visit to sakkho.com or any other third parties site used by Sakkho to advertise its products or services. We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.
Our Web site is not directed at children under the age of 13. Sakkho does not knowingly collect or maintain Information at our Web site from those we actually know are under the age of 13. And unless Sakkho is aware of it, any credit cards or payment details will only be accepted only from people of 18 years of age and above.
P.O. Box 454
Bentleigh East VIC 3165