1. Payment and Disclaimer
2. Security of Information
3. Information Collected
4. Information we disclose
5. Confidentiality and Security
7. Online Shopping
8. How we Handle Email
9. Disclosure of Information
10. Acceptance and Changes
11. Electronic Communications
12. Risk of Loss
13. Limitation of Liability
14. Applicable Law
16. Modification and Severability
17. Children’s Privacy
About This Security and Privacy Statement
This Security and Privacy Statement applies to this Web Site which is operated by Sakkho under the domain name "www.sakkho.com", ("Sakkho Web Site"). Other websites own by Sakkho that are redirected to this website are also covered under this same Privacy Statement. The Sakkho Web Site is operated on behalf of Sakkho and its related partners, known as the "Group". The information described in this Security and Privacy Statement may be shared between members of the Group.
This Security and Privacy Statement may also apply to services offered by Sakkho on Web Sites hosted by third parties. If so, express reference to this Security and Privacy Statement will be made on those Web Sites.
Sakkho understands and appreciates that you, as a Sakkho Web Site visitor, are concerned about your privacy and about the confidentiality and security of information we may gain about you online. Sakkho is committed to protecting your privacy. This Sakkho Security and Privacy Statement explain how your personal information will be treated as you access and interact with the Sakkho Web Site.
As the Sakkho Web Site develops and as technology evolves, Sakkho will continue to strive to provide you with better and more customized services and with a more effective Web Site. Sakkho encourages you to review the Security and Privacy Statement periodically because the Security and Privacy Statement may change from time to time without prior notice.
In addition to the provisions of this Security and Privacy Statement, there may also be specific and additional privacy provisions which apply to certain sections of the Sakkho Web Site. Because those specific and additional provisions also relate to your privacy protection, you should review them wherever they are accessible by you on the Sakkho Web Site. In the event of any inconsistency between the provisions of this Security and Privacy Statement and those other specific and additional provisions, the specific and additional provisions will prevail.
Sakkho regularly reviews developments in security and encryption technologies. Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Accordingly, although Sakkho strives to protect such information, Sakkho cannot ensure or warrant the security of any information you transmit to us or from our on-line products or services and you do so at your own risk. Once we receive your transmission, we take reasonable steps to preserve the security of the information in our own systems.
The information that we will collect about you will depend on how you use the facilities offered by the Sakkho Web Site.
If you visit an unsecured area of the Sakkho Web Site (that is, an area where you are not required to log on) to read, browse or download information, our system will record the date and time of your visit to our site, the pages viewed and any information downloaded. However, our systems will not record any personally identifiable information.
Sakkho Web Site may offer a number of interactive facilities such as on-line application forms and shopping facilities.
If you decide to complete an on-line application form, the information that you enter into the on-line form will only be collected by us if you submit your on-line application. If at any stage you cancel your application or log out prior to submitting your application, the information you have entered up to that point will be automatically deleted. If you suspend or save your application, for example, because you wish to complete it at another time, the information that you have entered will be retained in our systems so that you may recover the information when you resume your application. You may only recover this information within the time specified by the system. After this time, the information is deleted. Online applications that have been suspended or saved will not be viewed by us and are not processed by us.
Sakkho Web Site may also contain links to the Web Sites of third party providers of goods and services ("Third Party Web Sites"). If you have accessed Third Party Web Sites through the Sakkho Web Site and if those third parties collect information about you, Sakkho may also collect or have access to that information as part of our arrangements with those third parties.
Where you access a Third Party Web Site from the Sakkho Web Site, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party. You cannot usually be identified from the information that is shared; if you can be identified from this information, we will seek your consent before sharing such information.
Third Party Web Sites should contain their own privacy statements and those third parties are responsible for their own privacy practices.
By using the www.sakkho.com website, you agree that we may disclose the Information we collect in the paragraphs titled, "INFORMATION WE COLLECT" and "INTERNET TECHNOLOGY" to our affiliates and to unaffiliated third parties as described below.
We may disclose Information about current and former consumers and customers to the following types of third parties:
1. Financial service providers such as the bank Sakkho uses, credit card companies
2. Transport or Freight Companies
3. Product installation or product service companies
4. Government agencies; and
5. As permitted or required by law.
We may also disclose Information to companies that perform marketing services for us or other financial institutions with whom we have joint marketing arrangements.
We endeavor to maintain physical, electronic and procedural safeguards to guard your Information. We also endeavor to restrict Information access to our employees, agents, and representatives that need to know it. Despite our efforts, and as you probably know, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose Information to them while posing as Sakkho. In any doubt, prior to responding to such request, directly contact Sakkho to check.
We use "cookies" as a fundamental part of our interaction with your Internet browser. The purpose is to provide you with better and more customized service and with a more effective Web Site. A "cookie" is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our web page servers. Cookies are frequently used on Web Sites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser.
Most of the Sakkho Web Site operates by using this type of cookie.
Accordingly, if you wish to make full use of the Sakkho Web Site, it is required that you accept cookies.
You may still be able to use some information-only pages even if you do not accept cookies.
We will preserve the content of any e-mail that you send us if we believe that we have a legal requirement to do so. Your e-mail message content may be monitored by our Sakkho employees for security issues including where e-mail abuse is suspected; our response to you may be monitored for quality assurance issues. All abusive emails, cyber bullying, threats will be reported to appropriate governmental agencies.
This is the current Security and Privacy Statement. It replaces any other Security and Privacy Statement for the Sakkho Web Site published on the Sakkho Web Site to date.
Sakkho may at any time vary the Security and Privacy Statement by publishing the varied Security and Privacy Statement on the Sakkho Web Site. You accept that by doing this, Sakkho has provided you with sufficient notice of the variation.
When you visit sakkho.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
While Sakkho will ensure all reasonable steps will be taken to protect your privacy when handling your information, by continuing to use our site, you understand that legitimate third parties such as Government Agencies may have laws in place allowing them "unrequested access" (with or without our knowledge) to your private information available we hold; equally, unauthorized third parties may attempt or succeed to obtain your private details without consent in which case, such "illegal" actions will be referred to competent authorities.
This site is provided by SAKKHO on an "AS-IS" and "AS-AVAILABLE" basis. Sakkho makes no representation or warranties of any kind, express or implied as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.
To the full extent permissible by applicable Laws, Sakkho disclaims all warranties, expressed or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Sakkho does not warrant that this site, its servers, or e-mails sent from Sakkho are free of viruses or other harmful components. Sakkho will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.
By visiting the Sakkho website, you agree that the laws of Australia, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Sakkho or its affiliates.
Any dispute relating in any way to your visit to Sakkho website or to products you purchase through this website shall be submitted to confidential arbitration in Melbourne, Australia, except that, to the extent you have in any manner violated or threatened to violate Sakkho intellectual property rights, Sakkho may seek injunctive or other appropriate relief in any state or federal court of Australia or on the territory, country the violation or threat to violate arose according to the country's applicable Laws, and you consent to exclusive jurisdiction and venue of such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the Australian Law. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
Our Website is not directed at children under the age of 13. Sakkho does not knowingly collect or maintain Information at our Web site from those we actually know are under the age of 13. And unless Sakkho is aware of it, any credit cards or payment details will only be accepted only from people of 18 years of age and above.